Account Rates
| Rates & Fees Effective Date | April 1, 2025 |
| Product | Minimum Balance to earn APY | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Regular Savings | $5.00 | 0.05% | 0.05% |
| Money Market | $2,500.00 | 0.15% | 0.15% |
| Money Market | $10,000.00 | 0.20% | 0.20% |
| Money Market | $25,000.00 | 0.30% | 0.30% |
| Money Market | $50,000.00 | 0.50% | 0.50% |
| Escrow Accounts | $5.00 | 0.05% | 0.05% |
| Kids Club Savings | $5.00 | 0.20% | 0.20% |
| Checking | No minimum | 0.00% | 0.00% |
| Christmas Club | $5.00 | 0.05% | 0.05% |
| Vacation Club | $5.00 | 0.05% | 0.05% |
| IRA Certificates | $100.00 | 0.50% | 0.50% |
| 6 Month Certificate | $1,000.00 | 2.00% | 2.02% |
| 9 Month Certificate | $1,000.00 | 2.50% | 2.53% |
| 12 Month Certificate | $1,000.00 | 2.55% | 2.58% |
| 10 Month Certificate - NEW MONEY ONLY | $50,000.00 | 3.65% | 3.72% |
| 15 Month Certificate | $1.000.00 | 2.50% | 2.53% |
| 18 Month Certificate | $1,000.00 | 2.50% | 2.53% |
| 24 Month Certificate | $1,000.00 | 2.50% | 2.53% |
| 30 Month Certificate | $1,000.00 | 2.50% | 2.53% |
| 36 - 48 Month Certificate | $1,000.00 | 2.50% | 2.53% |
| 60 Month Certificate | $1,000.00 | 2.50% | 2.53% |
| Kids Club Certificate | $400.00 | 1.00% | 1.00% |